If Your Money’s Sitting Out, So Is Your Future

Hey, we’ve all had that late-night moment when the bank app stares back at us like, “Girl, I’m doing my best!” Maybe you’re juggling bills like a circus act, or perhaps you’re holding onto every penny like it’s gonna go poof if you let it go. And retirement? Psh. That probably feels like something for …

How Interest Rates Impact Your Savings, Loans, and Investments

Don’t Make Financial Moves Without This Knowledge Interest Rates: The Sneaky Influencers of Your Investments When the folks in charge decide to raise interest rates (The Federal Reserve), they are turning up the price of money. Suddenly, getting loans for big purchases becomes more costly. The higher the interest rate, the more you’ll pay to borrow. This often leads to people and companies tightening their belts and cutting back on spending and investing. Why change the interest rates? The Federal Reserve …